Security of the Your Retirement Living website

Your Retirement Living applies a range of security controls to protect its website from unauthorised access. However, users should be aware that the World Wide Web is an insecure public network that gives rise to a potential risk that a user's transactions are being viewed, intercepted or modified by third parties or that files which the user downloads may contain computer viruses, disabling codes, worms or other devices or defects.

Your Retirement Living accepts no liability for any interference with or damage to a user's computer system, software or data occurring in connection with or relating to this web site or its use. Users are encouraged to take appropriate and adequate precautions to ensure that whatever is selected from this site is free of viruses or other contamination that may interfere with or damage the user's computer system, software or data.

However, Your Retirement Living does not guarantee, and accepts no legal liability whatsoever arising from or connected to, the accuracy, reliability, currency or completeness of any material contained on this web site or on any linked site. Your Retirement Living recommends that users exercise their own skill and care with respect to their use of this web site and that users carefully evaluate the accuracy, currency, completeness and relevance of the material on the web site for their purposes.

Links to external websites

This web site contains links to other websites that are external to the Your Retirement Living website. Your Retirement Living takes reasonable care in linking websites but has no direct control over the content of the linked sites, or the changes that may occur to the content on those sites. It is the responsibility of the user to make their own decisions about the accuracy, currency, reliability and correctness of information contained in linked external websites.

Links to external websites do not constitute an endorsement or a recommendation of any material on those sites or of any third party products or services offered by, from or through those sites. Users of links provided by this website are responsible for being aware of which organisation is hosting the website they visit.

Privacy Policy

Information collection / your privacy

We make every effort to adhere to the Guidelines developed by the Australian Privacy Commissioner. In particular, we seek to comply with Information Privacy Principles 1 to 3 and 10 and 11 of the Privacy Act 1988 (a copy of the Act is available at SCALEplus the legal information retrieval system owned by the Australian Attorney General's Department).

This page explains the type of information that is collected by us, how such information is used, and under what circumstances and to whom it may be disclosed.

DPS Publishing Pty Ltd (we, us, our) collects your personal information in order to provide you with product information and services, handle or respond to your requests, enable the sale of any products that may be available for purchase through our site, and otherwise facilitate your use of our site and products that we provide.

We may be unable to provide these products and services, or adequately respond to your requests and needs, if we do not collect this personal information.

We may use your personal information for the purposes of direct marketing, and by providing us with your personal information you consent to us doing so. However, if you do not wish to receive marketing or promotional communications from us, please notify our Privacy Officer (whose details are available in our Privacy Policy) or use the opt-out mechanism provided in those communications.

We do not usually disclose your personal information to third parties; however we may do so to certain contractors and related bodies corporate in some circumstances. Generally we are not likely to disclose your personal information to overseas recipients.

Our Privacy Policy contains information about how you may access your personal information held by us and seek correction of such information. It also contains information about how you may complain about a breach of the Australian Privacy Principles and how we will deal with such a complaint

This site contains links to other sites. We are not responsible for the privacy practices or the content of such websites. We have no knowledge if cookies or other tracking devices are used on linked websites.

Clickstream data and cookies

When visiting this website our site server makes a record of the visit and logs the following information for statistical purposes:

the user's operating system (for example Windows, Mac etc.) - this allows us to tailor browser or platform specific parts of the site to each operating system because browsers act differently on each platform;

the user's server address - this allows us to consider the visitors who use the site most, and tailor the site to their interests and needs;

the user's top level domain name (for example .com, .gov, .au etc.) - this can allow us to tailor information relevant to different domains;

the date and time of the visit to the site - this is important for identifying the website's busy times and ensuring maintenance on the site is conducted outside these periods;

pages accessed and documents downloaded - this indicates to us which pages or documents are most important to our users and also helps identify important information that may be difficult to find;

duration of the visit - this indicates to us how interesting and informative our site is to our users;

geographic location - this shows us how well marketed our site is internationally;

the site visited prior to our website - this helps us determine the interests of our users and which sites are providing links to ours as well as sites where we may be able to seek links;

the type of browser used - this is important for browser specific coding e.g. Javascript.

No attempt will be made to identify users or their browsing activities unless legally compelled to do so, such as in the event of an investigation, where a law enforcement agency may exercise a warrant to inspect the Internet Service Provider's log files.

Need further information?

You can obtain further information from the Privacy Commissioner's website.

Terms & Conditions

In these terms of use "DPS", "we", "us" and "our" means DPS Publishing Pty Ltd. You agree to be bound by these terms of use by accessing, browsing, opening or otherwise using any part of this website.

While DPS has made every effort to ensure the accuracy and currency of the material on this website ("Material"), it is subject to change and there may be inaccuracies, errors and omissions.

DPS reserves the right to change, and or remove any Material in or from the website without notice.

You must take your own precautions to ensure that whatever you select for use from this website is free from viruses or anything else that may interfere with or damage the operation of your computer system.